CIVB 10 Year Annualized Return and Average Annual Return

The CIVB 10 year annualized return is 8.99% with dividends reinvested through 10/14/2026. Investors often use annualized return to compare long-term performance because it shows the average yearly compounded return over a full period rather than just the headline total gain.

This page shows CIVB average annual return, total return, start and end dates, and the growth of a hypothetical $10,000 investment with dividends reinvested.

Quick links: Annualized Return Table  |  Performance Chart  |  FAQ
CIVB Average Annual Return Chart 10 Years
Growth of $10,000.00
With Dividends Reinvested Into CIVB

Also see:
• CIVB stock yearly return 2016
• CIVB stock yearly return 2017
• CIVB stock yearly return 2018
• CIVB stock yearly return 2019
• CIVB stock yearly return 2020
• CIVB stock yearly return 2021
• CIVB stock yearly return 2022
• CIVB stock yearly return 2023
• CIVB stock yearly return 2024
• CIVB stock yearly return 2025
• CIVB YTD return
Average Annual Return Benchmarks
Compare CIVB average annual return versus benchmarks:

S&P Average Annual Return
Dow Average Annual Return
Nasdaq 100 Average Annual Return
Russell 2000 Average Annual Return
Gold Average Annual Return
10 Year Treasury Average Annual Return
CIVB Share Performance
CIVB Average Annual Return Table 10 Years
Start date: 10/17/2016
End date: 10/14/2026
Start price/share: $14.32
End price/share: $26.46
Starting shares: 698.32
Ending shares: 893.79
Dividends reinvested/share: $4.91
Total return: 136.50%
CIVB Average Annual Return: 8.99%
Starting investment: $10,000.00
Ending investment: $23,646.35


CIVB average annual return is presented with the assumption of reinvestments of any dividends on ex-date.
About Civista Bancshares Inc
Civista Bancshares, Inc. is a financial holding company. Co., through its subsidiary, Civista Bank, is engaged in the business of community banking. Civista Bank through its locations in the Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood, and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. The CIVB average annual return 10 years is shown above.

The Average Annual Return on the CIVB average annual return 10 years page and across the coverage universe of our site, is a measure of the annualized return over the past ten years (or specified start date) for a given investment (up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window to capture long-term trends.

Thus, researching Average Annual Returns is good practice for investors — whether CIVB average annual return 10 years or other benchmarks/peers — and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors by performing the CIVB average annual return calculation with any dividends reinvested as applicable (on ex-dates).
CIVB Current Stock Quote
Quotes delayed 20 minutes

Email EnvelopeFree CIVB Email Alerts:
Get Dividend Alerts
Get SEC Filing Alerts
Featured Slideshows
10 Most Oversold Stocks in the S&P
10 Most Overbought Stocks in the S&P
10 ETFs With Stocks That Insiders Are Buying
10 ETFs With Most Upside To Analyst Targets
The DividendRank Top 25
Warren Buffett Dividend Stocks
10 Cheap Dividend Stocks Under $10
10 Energy Stocks You Can Buy Cheaper Than Insiders Did
10 Top DividendRank'ed Energy Stocks
The 10 Highest Yielding Preferred Stocks
The 10 Highest Yielding Preferred Stocks
The 15 Most Active Call & Put Options of the S&P 500 Components
Video: Don't Forget Dividends in Average Annual Return!
Video: Don't Forget Dividends in Average Annual Return!
Average Annual Return Peers
Civista Bancshares (CIVB) is categorized under the Financials sector; to help you further research average annual return performance across stocks, below are some other companies in the same sector:

CIZN Average Annual Return
CLBK Average Annual Return
CLDT Average Annual Return
CLOU Average Annual Return
CLPR Average Annual Return
CLST Average Annual Return
CM Average Annual Return
CMBS Average Annual Return
CMCT Average Annual Return
CME Average Annual Return
More Financials companies »
★★★★ Based on a ranking of our entire coverage universe by highest ten year average annual return, Civista Bancshares (CIVB) ranks within the highest 50% of all stocks whose returns we have reviewed.
What has the average annual return been for CIVB over the past ten years?
✔️Accepted answer: The ten year CIVB average annual return has been 8.99% with dividends reinvested.

When you say 'with dividends reinvested' what does that mean?
✔️Accepted answer: That means that each time the stock goes ex-dividend, the average annual return calculation then factors in how that dividend amount could have been reinvested into more shares of CIVB at the then-current price — often this is referred to as 'compounding' and is very important when considering average annual return over a long period like a full decade.

What start date was used in your CIVB average annual return calculation?
✔️Accepted answer: The start date was 10/17/2016.

What end date was used in your CIVB average annual return calculation?
✔️Accepted answer: The end date was 10/14/2026.

If I had invested $10,000 into CIVB ten years ago, how much would I have today?
✔️Accepted answer: With dividends reinvested, as of 10/14/2026, you would have $23,646.35.

What does that work out to on a total return basis?
✔️Accepted answer: The CIVB ten year total return ending 10/14/2026 works out to 136.50%.


Also see:
• CIVB stock yearly return 2016
• CIVB stock yearly return 2017
• CIVB stock yearly return 2018
• CIVB stock yearly return 2019
• CIVB stock yearly return 2020
• CIVB stock yearly return 2021
• CIVB stock yearly return 2022
• CIVB stock yearly return 2023
• CIVB stock yearly return 2024
• CIVB stock yearly return 2025
• CIVB YTD return
 

CIVB 10 Year Annualized Return & Average Annual Return | www.AverageAnnualReturn.com | Copyright © 2021 - 2026, All Rights Reserved

Nothing in AverageAnnualReturn.com is intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by BNK Invest Inc. or any of its affiliates, subsidiaries or partners. None of the information contained herein constitutes a recommendation that any particular security, portfolio, transaction, or investment strategy is suitable for any specific person. All viewers agree that under no circumstances will BNK Invest, Inc,. its subsidiaries, partners, officers, employees, affiliates, or agents be held liable for any loss or damage caused by your reliance on information obtained. By visiting, using or viewing this site, you agree to the following Full Disclaimer & Terms of Use and Privacy Policy. Video widget and market videos powered by Market News Video. Quote and option data delayed at least 15 minutes; stock quote data powered by Ticker Technologies, and Mergent.