What personal information do we collect?
We may collect personal information from you when you voluntarily provide it to us through a number of features available on this website. For example, we may ask you to provide personal information if you:
* register for a contest or other promotion;
* register as a user of this website;
* ask to receive online information from us or our advertisers;
* ask to receive newsletters;
* ask to receive relevant sponsored content and emails from our advertisers;
* otherwise participate in features of our website that ask for personal information.
In addition, if you purchase or otherwise request a product, publication, or promotional offering from us you may be required to provide your contact and/or payment information (such as a credit card number) in order for us to process your request.
Email. All of our emails are sent only to those who have agreed to our opt-in policy. By registering with Average Annual Return Return and entering your email address, you agree to receive our company's newsletters which include advertisements for various paid subscriptions, free email reports, and other related offers. You agree to receive information about our various products and services, or other products and services that we believe may interest you. By registering to receive our email, you also agree to receive email announcements and special offers from our advertisers, affiliates and partners. In the event you elect to receive a special offer from an advertiser we will provide your information so that the advertiser can deliver the offer. In the event you do not want an advertiser to have your personal information, then do not sign up for that advertiser's offer. We monitor the behavior of your email through the use of embedded tracking pixels and may track opens, clicks and other actions on emails sent.
You will always have the opportunity to "unsubscribe" from receiving e-mail or other communications at any time. Each e-mail includes an opt-out feature and instructions on how to un-subscribe if you do not wish to receive future e-mails from us for these purposes.
Push Notifications. All of our push notifications are sent only to those who have agreed to opt into receiving them. By opting into push notifications, you agree to receive our company's alerts/pushes which include advertisements for various paid subscriptions, free email reports, and other related offers. You agree to receive information about our various products and services, or other products and services that we believe may interest you. By opting into receiving push notifications, you also agree to receive announcements and special offers from our advertisers, affiliates and partners. In the event you do not want an advertiser to have your personal information, then do not sign up for that advertiser's offer. You will always have the opportunity to "unsubscribe" from receiving push notifications at any time.
Mail. We may collect your postal address. We may use it to send you Special Reports you have requested and special offers from BNK. We may provide the names and postal mailing addresses of our subscribers to carefully screened companies who offer products, services or information that we believe may be of interest to you. If you do not want to hear from our carefully selected partners, send a copy of your mailing label to BNK Invest, Inc. 500 North Broadway, Ste 265, Jericho, NY 11753, USA, Attention: Subscriptions.
If you contact one of our representatives through this website, we may ask you for personal information such as your name, address, phone number, or e-mail address so that we can respond to your questions or comments.
How do we gather data by automatic means?
In addition to cookies, we may use web beacons which allow us to count users who have visited specific pages or access certain cookies. We may use web beacons to count and recognize users, conduct research on behalf of some partners on their websites, and for auditing purposes. In addition, we may use this method to aggregate information about users, including demographic and usage information. Our advertising networks that serve ads on our site may also use web beacons in their advertisements. Any image viewed as part of a web site including an ad banner, can act as a beacon.
We use IP addresses for working on technology problems, maintaining security, displaying advertising or content to particular users, analyzing the ways in which people use the site and how we can improve it, and for reporting to advertisers about aggregate information from IP addresses.
If you wish to disable cookies, refer to your browser help menu to learn how to disable cookies. Please note that if you disable cookies, you may be unable to access some customized features on this website. Cookies do not collect or contain your personal information.
Internet tags, graphic tags and similar web beacon type functions allow us to count the number of users who have visited a particular web page or to access certain cookies. We may use web beacons on this website to count users and to recognize users by accessing our cookies. Being able to access our cookies allows us to personalize this website and improve your experience at this website. We may also include web beacons in HTML-formatted e-mail messages that we send to determine which e-mail messages were opened. Like cookies, web beacons do not collect or contain your personal information.
How do we share personal information?
Except as described below, we do not sell, transfer or otherwise disclose to third parties the personal information we collect on this website. At times we provide your personal information to joint promotion partners and third parties who provide services on our behalf. These entities may use the information solely in conjunction with the specific promotion services they provide for us (e.g. fulfillment of an order; responding to your question or comment; providing a promotional prize; deployment of a consumer survey; investigation of a complaint).
To the extent we enter into such arrangements with service providers, agents and contractors to store, handle or process personal information on our behalf, such as for data processing, document storage software support and office services, our policy will be to require such parties by contractual or other means to provide comparable privacy protection while the information is processed or handled by them.
Links to other websites
Chat rooms and message/bulletin boards
If you use chat rooms and message/bulletin boards that may be available on this website, you should know that when you voluntarily disclose your personal information on a message/bulletin board, chat or other interactive area where personal information can be posted, the information can be collected and used by other internet users. This may result in unsolicited messages from other posters or parties. We undertake no obligations as to the security of information you voluntarily post in chat rooms and/or on message/bulletin boards.
We are committed to protecting the privacy of children and we do not knowingly solicit personal information from children under the age of 18. If a child has already provided us with personal information, his or her parent or guardian may contact us for the purpose of deleting this information.
How we protect personal information
The security of your personal information is important to us. We maintain administrative, technical and physical safeguards (appropriate to the sensitivity of such information) designed to protect against unauthorized use, disclosure or access of the personal information we collect on this website. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we are committed to protecting your personal information, we cannot ensure or warrant the security of any information you provide to us. All third parties that obtain personal information from us (e.g. service providers that perform functions on our behalf) are contractually required to protect your confidentiality and personal information in a manner consistent with this policy, and/or as required by law.
Some or all of the personal information we collect may be stored or processed on servers located outside your jurisdiction of residence, whose data protection laws may differ from the jurisdiction in which you live. As a result, this information may be subject to access requests from governments, courts, or law enforcement in those jurisdictions according to laws in those jurisdictions. Subject to applicable laws in such other jurisdictions, we will use reasonable efforts to ensure that appropriate protections are in place to require the data processor in that country to maintain protections on the personal information that are equivalent to those that apply in the country in which you live.
Retention and disposal
We keep your personal information only so long as we need it for the products and services that you are using, to offer you products and services when you are a customer and for a reasonable time thereafter, or to meet any legal requirements. We have retention standards, which meet these requirements. We destroy your information when it is no longer needed, or we remove your name from the information.
Data retention policy
We do not keep your personal information for longer than required. We will keep your personal information:
For as long as required by law
Until we no longer have a valid reason for keeping it
Until you request us to stop using it.
Data Subject Rights
We recognize your legal rights to your data. Email us at firstname.lastname@example.org to access the following rights:
the right to access personal data held about you;
the right to object to processing (for example, direct marketing);
the right to data portability;
the right to complain about processing carried out by the data controller;
the right to object to automated decision making;
the right for the personal data being updated; and
the right to be forgotten.
* see personal information that you have already sent us so that you can correct or update it delete your personal information from our files;
* if your child under 18 has sent us personal information, delete that personal information from our files;
* ask that we not send you mailings or otherwise contact you; or
Please contact us at:
BNK Invest, Inc.
500 North Broadway, Ste 265
Jericho, NY 11753