Five Star Bancorp is a bank holding company. Through its subsidiary, Co. provides a range of banking products and services to small and medium-sized businesses, personnel, and individuals in Northern California through its branch offices, loan production offices, the Internet, and mobile banking application. Co.'s main loan products are commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans. Co.'s main deposit products are money market accounts, non-interest-bearing accounts, and interest checking accounts. Co.'s investment portfolio consists of mortgage-backed securities and obligations of states and political subdivisions, respectively. The FSBC average annual return since 2021 is shown above.
The Average Annual Return on the FSBC average annual return since 2021 page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether FSBC average annual return since 2021 or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the FSBC average annual return calculation with any dividends reinvested as applicable (on ex-dates).
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