| GreenSky is a holding company. Through its subsidiaries, Co. is a technology company Powering Commerce at the Point of Sale®. Co.'s platform supports the transaction lifecycle, including credit application, underwriting, real-time allocation to Co.'s federally insured banks (Bank Partners), document distribution, funding, settlement and servicing. Consumers on Co.'s platform find financing with promotional terms to be an alternative to other forms of payment. Co.'s Bank Partners' access to its proprietary technology solution and merchant network enables them to build a portfolio of consumer loans with risk-adjusted yields with minimal upfront investment. The GSKY average annual return since 2018 is shown above.
The Average Annual Return on the GSKY average annual return since 2018 page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether GSKY average annual return since 2018 or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the GSKY average annual return calculation with any dividends reinvested as applicable (on ex-dates).