OptimumBank Holdings, Inc. is the holding company for OptimumBank, a state-chartered bank in Broward County, Florida. The Bank offers a variety of community banking services to individual and corporate customers through its two offices. Services include interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier's checks, domestic collections, and banking by mail. The Bank is part of the Star, Presto, and Cirrus networks, allowing global ATM access. It also provides business lending lines for working capital needs. The OPHC average annual return 10 years is shown above.
The Average Annual Return on the OPHC average annual return 10 years page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether OPHC average annual return 10 years or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the OPHC average annual return calculation with any dividends reinvested as applicable (on ex-dates).
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