Ponce Financial Group is a savings and loan holding company. Through its subsidiary, Ponce Bank (the Bank), Co. engages in taking deposits from the public and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of one-to-four family residential, multifamily residential, nonresidential properties, construction and land, and in business and consumer loans. The Bank provides various deposit accounts, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts and certificates of deposit to individuals, business entities, non-profit organizations and individual retirement accounts. The PDLB average annual return since 2017 is shown above.
The Average Annual Return on the PDLB average annual return since 2017 page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether PDLB average annual return since 2017 or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the PDLB average annual return calculation with any dividends reinvested as applicable (on ex-dates).
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