Orange County Bancorp, through its subsidiaries, Orange Bank & Trust Company (the Bank) and Hudson Valley Investment Advisors, provides commercial and consumer banking services to individuals, small businesses and local municipal governments as well as trust and investment services. Co.'s primary deposit products are checking, savings, and term certificate accounts. Co.'s loan portfolio is segmented into commercial, residential real estate, home equity, and consumer loans. Commercial loans consist of the following classes: commercial and industrial, commercial real estate and commercial real estate construction. The OBT stock yearly return is shown above.
The yearly return on the OBT stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2019 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the OBT annual return calculation with any dividends reinvested as applicable (on ex-dates).
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