Old Point Financial is a bank holding company that conducts substantially all of its operations through two subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services, N.A. (Trust). The Bank provides a range of deposit and loan products to its retail and commercial customers, including mortgage loan products provided through Old Point Mortgage, LLC. An array of insurance products is also provided through Old Point Insurance, LLC. Trust provides a range of services, including retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. The OPOF stock yearly return is shown above.
The yearly return on the OPOF stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2022 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the OPOF annual return calculation with any dividends reinvested as applicable (on ex-dates).
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