| Silvergate Capital is a bank holding company. Through its subsidiary, Silvergate Bank, Co. provides financial services that include commercial banking, commercial and residential real estate lending, mortgage warehouse lending and commercial business lending. Co.'s client base consists of business and individual clients in California and other states and includes digital currency related customers in the U.S. and internationally. Co.'s deposits serve as the primary funding source for lending, investing and other general banking purposes. Co. provides a range of deposit products and services, including a variety of checking and savings accounts, bank-by-mail and direct deposit services. The SI stock yearly return is shown above.
The yearly return on the SI stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2021 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the SI annual return calculation with any dividends reinvested as applicable (on ex-dates).