United Community Financial is a financial holding company. Through its subsidiary, Home Savings Bank (Home Savings), Co. is engaged in providing consumer and business banking service to its market area in Ohio, western Pennsylvania and West Virginia. Home Savings' principal lending activity is the origination of residential real estate loans, commercial real estate loans, commercial and industrial loans, and various types of consumer loans, including home equity loans and lines of credit, loans secured by deposit accounts and investments, direct and indirect auto lending and unsecured loans, primarily originated in Home Savings' market area. The UCFC average annual return 10 years is shown above.
The Average Annual Return on the UCFC average annual return 10 years page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether UCFC average annual return 10 years or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the UCFC average annual return calculation with any dividends reinvested as applicable (on ex-dates).
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