X Financial is a holding company. Through its subsidiaries, Co. engaged in providing personal finance services in the People's Republic of China by connecting borrowers and investors through an internet platform. Co. provides differentiated products catered to the financing needs of individuals in China, mainly categorized into Xiaoying Credit Loan and Xiaoying Revolving Loan. Xiaoying Credit Loan is a category of online personal credit loan products facilitated through Co.'s platform, including Xiaoying Card Loan, Xiaoying Preferred Loan and other unsecured loan products that Co. introduces from time to time. Xiaoying Card Loan is the major product under Xiaoying Credit Loan. The XYF stock yearly return is shown above.
The yearly return on the XYF stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2021 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the XYF annual return calculation with any dividends reinvested as applicable (on ex-dates).
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