| Affirm Holdings provides consumers with an alternative to various other payment options. Through its commerce platform and partnerships with originating banks, Co. enables consumers to pay for a purchase over time, with terms ranging from one to 60 months. When a consumer applies for a loan through Co.'s platform, the loan is underwritten using Co.'s proprietary risk model, and once approved, the consumer selects their preferred repayment option. The majority of loans are funded and issued by Co.'s originating bank partners. Co.'s platform comprises three primary elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The AFRM average annual return since 2021 is shown above.
The Average Annual Return on the AFRM average annual return since 2021 page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether AFRM average annual return since 2021 or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the AFRM average annual return calculation with any dividends reinvested as applicable (on ex-dates).