Affirm Holdings provides consumers with an alternative to various other payment options. Through its commerce platform and partnerships with originating banks, Co. enables consumers to pay for a purchase over time, with terms ranging from one to 60 months. When a consumer applies for a loan through Co.'s platform, the loan is underwritten using Co.'s proprietary risk model, and once approved, the consumer selects their preferred repayment option. The majority of loans are funded and issued by Co.'s originating bank partners. Co.'s platform comprises three primary elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The AFRM stock yearly return is shown above.
The yearly return on the AFRM stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2022 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the AFRM annual return calculation with any dividends reinvested as applicable (on ex-dates).
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