Citizens is an insurance holding company. Through its insurance subsidiaries, Co. provides insurance products. Co.'s business segments include: Life Insurance, which issues U.S. dollar-denominated ordinary whole life insurance and endowment policies mainly sold to non-U.S. residents, located in Latin America and the Pacific Rim; and Home Service Insurance, which isssues final expense life insurance and limited liability property insurance policies to middle- and lower-income households in Louisiana, Mississippi and Arkansas, and sold through independent agents and funeral homes. Co. also has other non-insurance operations. The CIA stock yearly return is shown above.
The yearly return on the CIA stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2018 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the CIA annual return calculation with any dividends reinvested as applicable (on ex-dates).
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