Civista Bancshares is a financial holding company. Through its subsidiary bank, CIVISTA BANK (Civista), Co. is engaged in the business of community banking. Civista, located in the Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and providing trust services. Co.'s loan portfolio includes Commercial and Agricultural, Commercial Real Estate, Residential Real Estate, Real Estate Construction, and Consumer and other. The CIVB stock yearly return is shown above.
The yearly return on the CIVB stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2015 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the CIVB annual return calculation with any dividends reinvested as applicable (on ex-dates).
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