HMN Financial is a stock savings bank holding company. Through its subsidiary, Home Federal Savings Bank (the Bank), Co. accepts deposits from the general public and businesses and using such deposits to originate or purchase single family residential, commercial real estate, and multi-family mortgage loans as well as consumer, construction, and commercial business loans. Co. also invests in mortgage-backed and related securities, United States government agency obligations and other permissible investments. The Bank's wholly owned subsidiary, Osterud Insurance Agency, Inc. provides financial planning products and services. The HMNF stock yearly return is shown above.
The yearly return on the HMNF stock yearly return page and across the coverage universe of our site,
is a measure of the annual return over the calendar year 2014 for the given stock.
When performing this calculation it is important to factor in dividends, because a financial instrument's annual return is
more than just the change in price if that instrument pays a dividend or coupon.
One way to factor dividends into the return is simply to count them as cash — we don't do
that here. Instead, our website aims to empower investors
by performing the HMNF annual return calculation with any dividends reinvested as applicable (on ex-dates).
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