| HarborOne Bancorp is a bank holding company. Through its subsidiary, HarborOne Bank (the Bank), Co. provides a variety of financial services to individuals and businesses through its 30 bank branches located in Boston, Massachusetts and Providence, RI. Co. provides a range of educational services through HarborOne U, with classes on small business, financial literacy and personal enrichment at classroom sites. Co. provides a selection of deposit instruments, including noninterest-bearing demand deposits (such as checking accounts), interest-bearing demand accounts (such as NOW and money market accounts), savings accounts and term certificates of deposit. The HONE average annual return since 2016 is shown above.
The Average Annual Return on the HONE average annual return since 2016 page and across the coverage universe of our site,
is a measure of the annualized return over the past ten years (or specified start date) for a given investment
(up to the end of prior trading session recorded). Arguably, choosing ten years for a measurement
period is on the one hand completely arbitrary, but on the other hand provides a sufficiently long window
to capture long-term trends.
Thus, researching Average Annual Returns is good practice for investors — whether HONE average annual return since 2016 or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's annualized return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the HONE average annual return calculation with any dividends reinvested as applicable (on ex-dates).